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The BlackArrow Team

We consist of driven, passionate and enthusiastic individuals that believe in teamwork and continuously learning from each-other. At BlackArrow, we understand the challenging needs ‘the world of finance’ brings to each and every one of us.

Our supportive, flexible working environment helps explain why 100% of employees say they are proud to work at BlackArrow; across Scotland (UK), Ireland and Oceania. We have our vision set on expanding our operations across USA and Europe soon.

Say "Hello" to the BlackArrows


Gopal Hariharan

Founder & CEO

An experienced business and technology professional with proven skills across multiple business domains with specialisation across Global Market (including Derivatives Reform), Liquidity (Treasury), Wealth & Investment Management.

In 2014, came the vision to consolidate all of his expertise across various banking domains to help drive the next wave in financial services and more importantly how its delivered to customers and their every-day needs. BlackArrow was born, with a core focus to make everything relating to money matters black and white.

Jackie McGhee

General Manager - B2B & Architecture

As a senior member of the Technology team at BlackArrow, Jackie architect’s and leads B2B aspects of our solution stack.

With over 20 years experience of working on and with the web, his software engineering background has afforded him the privilege to work in many different sectors such as healthcare, investment banking, civil engineering through to his current focus on fintech.

Hayden Gilmore

Product Manager

Hayden is a passionate, value-driven product manager with over 15 years’ experience leading cross functional teams to plan, build, launch and manage world class innovation.

Previously a Lead Business Analyst at Atom bank where he helped design, build, and launch the first fully digital mortgage in the UK. Other positions include Barclays (creation of the omni-channel operational model), NHS login (to support COVID services), Post Office and the Department for Work & Pensions (DWP).

Lalieath Periasamy


With 13+ years of experience developing resilient software applications on the latest technology.
Lalieath’s financial and technical expertise encompasses, investment management, supply chain finance, corporate and retail banking, and mortgages. He believes in continuous learning thereby building skillsets to develop knowledge and contribute to organisational strategy. He has a strong work ethic and ability to deal with people from different backgrounds.

Matthew Howells

Lead - affordIQ on Android

Experienced Android Developer with a history of working in the computer games industry.
Matthew has experience in a wide range of sectors, from consumer products to healthcare focused on optimisation.

Having worked for over 7 years within the Android world, Matthew is always looking to keep abreast of new and interesting technologies.

Jeff Brooks

Strategic Advisor

Finance and Operational structure are core to the success at BlackArrow. As an initial member of the group, Jeff provided input into the directional Strategy and operational establishment in UK.

Coming from a completely different background, Jeff successfully built two health care start-ups and has a wealth of experience in finance, marketing, business planning and team leadership.

Vincent Mills

Lead - Customer Journey

Using his background in design and visual communication, Vincent finds solutions to inspire consumers, satisfy business needs, and adhere to technological constraints.

A creative thinker and problem solver at heart, he has applied his craft to a range of consumer and business focused solutions in a variety of sectors and business models. His first principles approach to problem solving and an agile method of delivery makes Vincent a valuable contributor in small high performing teams.

Barry Kelly

DevOps Engineer

A senior technology team member that is involved across baseline development activities at BlackArrow across DevOp’s and Security.

Barry is an experienced Engineer with expertise across Health and Travel industry and firmly believe that we should use technology to make things easier and less stressful wherever we can. Barry is motivated by BlackArrow’s mission to take the friction out of mortgages.

Keith McNeill


Senior Software Engineer with 17 years of experience in developing mostly Java based applications. Keith has worked across a wide variety of sectors including Finance, Business Process Management, Air Traffic Control and Airport Flight Scheduling.

While mainly working as a backend developer, Keith has taken the opportunity to widen his skill set to work in cloud based services and develop user facing Software (web and desktop based). He has worked in a number of countries which has given him the opportunity to both widen his skillset and his experience of different cultures.

Garry MacPhee

Android Engineer

Android developer with 4+ years of experience who enjoys turning problems into solutions.
Designing and building native Android mobile applications using the latest
techniques with a focus on delivering a great user experience.

Ryan Loudon

General Manager - B2C & Technology

A senior member of the Technology team at BlackArrow specialising in back-end efficiencies, building the core values of our exciting vision.

Over the past decade, Ryan has seen many trends that influence technology, covering Government (local and national), Financial and Media. A developer, mentor, tech lead and team lead as part of our efforts.

Tim Byrne

Product Advisor

Having been across buy-side financial markets over a decade, there is strong understanding on aligning customer risk and products on offer from financial institutions.

Tim worked with a global leader in software in capital markets, where he led the risk management function focusing on liquidity and credit risk. An expert in building personal financial management software with an intricate understanding on affordability across all life-stages.

Roberts Marky

Lead - Core Services

A software engineer that is involved in core services development activities at BlackArrow.

With Master in Computer Science Roberts has worked as a backend developer across different stages, developing software for the financial service, auditing, and security sectors in the Rhein-Main area in Germany. Roberts is passionate about the theoretical underpinnings of software development and high-quality software architecture.

Sultan Bukharbay

Lead - affordIQ on iOS

Dedicated iOS developer with over 6+ years of experience in designing and building mobile applications for iOS platform.

As a Graduate across Information Systems, Sultan has developer experience in areas such as Fintech, Entertainment, Education and SaaS. Strong creative and analytical skills. Team player with an eye for detail.